![]() ![]() ![]() We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our goal is to give you the best advice to help you make smart personal finance decisions. Our editorial team does not receive direct compensation from our advertisers.īankrate’s editorial team writes on behalf of YOU – the reader. We maintain a firewall between our advertisers and our editorial team. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Most importantly, as the old card is now free of debt, we recommend lowering the credit limit so you can still use it but only for emergencies.Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first.Credit card interest is a killer, so locking in the balance interest-free for longer is going to save a lot. 12 months vs 6) even if the transfer fee and/or annual fee is higher. ![]()
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